Medicare/Healthcare Crisis?

Messages of those who have been turned in.
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stones
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Medicare/Healthcare Crisis?

Post by stones » Wed Aug 21, 2019 1:40 pm

My mother went to work in the Health Insurance Industry with HBA prior to the introduction of medicare until she retired, and was always a great 'believer' in having Private Health Insurance.

Today private health insurance is on the wane, lowest in 12 years, as people, young people especially are waking up. Plenty of anecdotal evidence exposing its flaws.

When I got married in Bangkok in 85 my wife and daughter had Oz Residents Visas before they got on the plane to Aust. After arrival I then got us all a medicare Card (never had one before, being in Pussers and being single). I was also strongly advised by all and sundry in the RAN to sign up for NHBS and commence making fortnightly contributions. Which I did.

Not too long after, and prior to my wife and daughters grant of Aust Citizenship my wife became pregnant with our son. Oh! You HAVE to now go to the TOP COVER with NHBS (PC3 or something). Why? I asked. Because that is what you do, everyone said. It's almost compulsory! So I did. I was told that my wife could now have a Private Room in a private Hospital with all the trappings, whoopee.

When I told my wife about this perk I was paying through the nose for, she recoiled. No. She wanted to go to a normal Public Hospital where everyone else goes. She refused the 'Rolls Royce' treatment.

So she did, then early one Saturaday Morning in May, whilst I was Duty. OOD at WHGRshe was rushed to hospital in labour.

For the next 6 months or so I continued to get Bills. From just about every bastard involved in the birth! Cost me a lot of money, paying what is known as the GAP. Money I really didn't have at the time. The kicker was when I found out that if I didn't have Private Health cover and just did it on Medicare it would not have cost me a zak! Not a razoo!

By 1992 when NHBS upped their fees, again, and were asking for $1200 per year for family cover - I cancelled it.

Now I know, like my mother, there will be plenty of people who love to extol the virtues of private health cover and benefited from it. But.

As it turns out, today many do not.

Medicare could be done better than it is. The Co-Payment would have been a great way to start. But hatred for Tony Abbot was what prevented that. Not common sense. That's for sure.

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Joe
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Re: Medicare/Healthcare Crisis?

Post by Joe » Wed Aug 21, 2019 11:37 pm

Mate of mine had an accident in a caravan park down Nowra way. Got a life threatening cut across his arm near the elbow. Luckily a paramedic was nearby. Long story short ... ambulance to Wollongong .. 2 surgerys .. 7 days in hospital. He was asked on departure if he had health insurance. Oh yes he bragged - top cover. He got bills totalling just over $4,000. He also found out that if he denied the coverage or didn't have any the total owed would be zero.
I'd been telling him that for months ... I didn't have any coverage ... he stopped calling me a dope after that!

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stones
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Ships and Depots Served: JRTE 26th Intake. Derwent x2, Stuart, Vampire, Attack, Brisbane. Navy Internet Manager NHQ 1999-2003

Re: Medicare/Healthcare Crisis?

Post by stones » Thu Aug 22, 2019 12:52 am

Joe wrote:
Wed Aug 21, 2019 11:37 pm
Mate of mine had an accident in a caravan park down Nowra way. Got a life threatening cut across his arm near the elbow. Luckily a paramedic was nearby. Long story short ... ambulance to Wollongong .. 2 surgerys .. 7 days in hospital. He was asked on departure if he had health insurance. Oh yes he bragged - top cover. He got bills totalling just over $4,000. He also found out that if he denied the coverage or didn't have any the total owed would be zero.
I'd been telling him that for months ... I didn't have any coverage ... he stopped calling me a dope after that!


If you remember, back in the Mid 80s when Australians found out that neither Bob Hawke, as PM, nor his Treasurer, Keating ever had Private Health Cover. Medicare only.

That said it all really.

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stones
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Re: Medicare/Healthcare Crisis?

Post by stones » Thu Aug 22, 2019 1:43 am

A few years back my wife, who had been suffering for some time with bad and very painful hemorrhoids. Needed an Op. But trying to get an op for what was deemed elective surgery was not easy, the wait could be years. She just couldn't put up with it for that long, she was still running the restaurant in those days. Which involved standing for long periods on hard tiles chucking a heavy wok around, stir frying. Hard, hot yakka really.

So. She jumped on a plane flew back home to Bangkok. Fronted up at a local hospital here, did all the consultation, examination, preop stuff etc. Then almost immediately after that she was turned in and they performed the Op. After discharge she got all the post op and follow care etc.

Cost her $900 Aust all up. And she was soon back home again with her nippin' gear as good as new.

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Joe
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Re: Medicare/Healthcare Crisis?

Post by Joe » Thu Aug 22, 2019 11:03 pm

So that would indicate that Aussie systems can't handle arseholes as well as our Thai counterparts!!!

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stones
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Re: Medicare/Healthcare Crisis?

Post by stones » Fri Aug 23, 2019 1:44 am

I reckon so Joe, which should take a load off your mind, knowing you have somewhere to go, should you, yourself, ever find that you are in need of a re-bore.

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Joe
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Re: Medicare/Healthcare Crisis?

Post by Joe » Fri Aug 23, 2019 10:32 pm

Hahaha ... good one.
PS If I outlast my beloved I might just turn up as a permanent house guest - assuming you'd accept me ...... of course!!!!!

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stones
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Posts: 926
Joined: Wed Jun 27, 2018 3:56 pm
Location: Melbourne/Bangkok
Real Full Name: Russ Graystone
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Date of Discharge: 07 Jan 1989
Ships and Depots Served: JRTE 26th Intake. Derwent x2, Stuart, Vampire, Attack, Brisbane. Navy Internet Manager NHQ 1999-2003

Re: Medicare/Healthcare Crisis?

Post by stones » Sat Aug 24, 2019 12:29 pm

No worries mate, but the way things are going in Oz, you may need to book ahead.

The only prerequisite is successful completion of the Bale Out Barista Course. Training Film posted below. You will need to see your Divisional Officer and submit a PE5.

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stones
Site Admin
Posts: 926
Joined: Wed Jun 27, 2018 3:56 pm
Location: Melbourne/Bangkok
Real Full Name: Russ Graystone
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Enlistment Date: 08 Jan 1969
Date of Discharge: 07 Jan 1989
Ships and Depots Served: JRTE 26th Intake. Derwent x2, Stuart, Vampire, Attack, Brisbane. Navy Internet Manager NHQ 1999-2003

Re: Medicare/Healthcare Crisis?

Post by stones » Sat Aug 24, 2019 1:06 pm

On 2nd thoughts you may wish to rethink. Since you have recently moved to the Socialist Republic of Victoria, very soon you should be able to get out more.

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Joe
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Re: Medicare/Healthcare Crisis?

Post by Joe » Sat Aug 24, 2019 10:53 pm

Jeez ... just so many problems
Luckily I'm in (or approaching as I say) the twilight years ... won't be long and then no more worries. Yipee.

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